Reason 25 of 50 · Financial sufficiency and credibility
Classified asFinancial sufficiency / TRV eligibility
The applicant does not demonstrate enough accessible money to cover the proposed visit and return travel, considering accommodation and the length of stay.
IRCC expressly requires enough money for the stay and notes that the amount depends on the duration and whether the person stays in a hotel or with friends/relatives. There is no single universal visitor-visa bank-balance figure published by IRCC.
Available balances, normal income, trip budget, accommodation cost, sponsor contribution and financial obligations at home.
The same situation, presented two ways. The right-hand column is what a reapplication needs to look like.
Prepare a realistic budget and show funds that are genuinely accessible. Distinguish cash/bank funds from illiquid assets such as property.
Using property value as if it were cash; ignoring airfare; showing only one account screenshot; relying on a sponsor without evidence of support.
Two applicants with the same bank balance may be assessed differently if one proposes a 7-day hosted visit and the other a 60-day hotel stay.
You cannot fix a reason you have not read. Your GCMS notes contain the officer's own words about your file, and requesting them is free — we publish every step.
[S2], [S3], [S4]. This page is general information, not legal advice.The applicant does not demonstrate enough accessible money to cover the proposed visit and return travel, considering accommodation and the length of stay.
IRCC expressly requires enough money for the stay and notes that the amount depends on the duration and whether the person stays in a hotel or with friends/relatives. There is no single universal visitor-visa bank-balance figure published by IRCC.
Available balances, normal income, trip budget, accommodation cost, sponsor contribution and financial obligations at home.
Prepare a realistic budget and show funds that are genuinely accessible. Distinguish cash/bank funds from illiquid assets such as property.
Using property value as if it were cash; ignoring airfare; showing only one account screenshot; relying on a sponsor without evidence of support.
No. IRCC states that refiling the same information will likely not change the decision. A reapplication has to answer the specific concern the officer recorded — which is why you should read your GCMS notes first and find out exactly what that concern was.
Most refusals cite more than one concern, and only one of them is usually decisive. Your GCMS notes say which. Get them free, or send them to us and we will tell you exactly what to fix.